Question: Is The Amazon Store Credit Card Worth It?

What happens to my Amazon credit card if I cancel Prime?

If I cancel Amazon Prime will Chase cancel my Amazon Prime card (even if I use it).

They will simply downgrade you to the non-Prime card, still no annual fee and 3% back on Amazon.

If you do not want to use Prime anymore, you can still keep the credit card, your rewards just get downgraded.

Just call them and ask..

How often does Amazon increase credit limit?

Cardholders are generally eligible for Amazon Store Card credit limit increases after 6 months of on-time payments, but that doesn’t mean you will necessarily be granted one.

Which Amazon credit card is best?

Amazon Prime Rewards Visa Signature CardThe Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases. It has $0 (other than the $119 Amazon Prime subscription). It also offers 5% back at Amazon and Whole Foods Market with an eligible Prime membership*. 2% back at restaurants, gas stations, and drugstores*.

Is the Amazon store card a credit card?

The Amazon.com Store Card is issued by Synchrony Bank, and offers special financing plans for large Amazon purchases. … As a retail store credit card, the Amazon card will be relatively easy to qualify for, compared to general-use reward credit cards.

Is the Amazon store card hard to get?

Does the Amazon Store Card do a hard pull? Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.

What is the limit on Amazon credit card?

$400The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400.

What is the difference between Amazon Prime Card and Amazon store card?

Without a Prime membership, the Amazon Store Card earns no rewards. … Amazon Prime Store Card rewards can only be used for purchases on Amazon.com, while Amazon Visa card rewards can be redeemed in a variety of ways, including as cash back in the form of a deposit or statement credit, for Amazon purchases and for travel.

Is the Amazon Prime Credit Card good?

It offers a strong 5% cash back on Amazon purchases and Whole Foods purchases with no limit to how much cash back you can earn. This earning rate makes the Amazon Prime Rewards Visa card the best credit card on the market for an Amazon purchase. In addition to the strong cash back rate, rewards are simple to redeem.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

Can I use my Amazon store card at Walmart?

The Amazon Credit Card can be used at Walmart. … And it’s not only Walmart, it’s pretty much any merchant, anywhere in the world. The Amazon Store Card, on the other hand, cannot be used at Walmart. It only works on Amazon and at merchants that take Amazon Pay.

What credit score do you need for Amazon Prime visa?

690You can also redeem the rewards for gift cards or to book travel through Chase. What credit score do I need to qualify for the Amazon Prime Rewards card? The Amazon Prime Rewards Visa Signature Card is recommended for those with good to excellent credit, which generally means a credit score above 690.

Is the Amazon Prime Rewards Visa Card a credit card?

The Amazon Prime Rewards Visa Signature Card is a credit card offered by Amazon and Chase that has no annual fee, but requires a valid Amazon Prime membership. … You’ll earn 5% cash back on all Amazon purchases, as well as at Whole Foods Market. 2% cash back is earned at gas stations, restaurants, and drugstores.

What is the catch with Amazon credit card?

There is a small catch: The 5% cash back benefit, which also applies to Amazon.com purchases, is only available to active members of Amazon Prime, a subscription program that offers free two-day shipping, access to streaming video and music, and a variety of other Amazon-specific perks for $119 a year.

Does the Amazon credit card build credit?

Building Credit with Amazon Credit Builder Synchrony Bank will report to the major credit bureaus whether you make at least the minimum payment due on time every month. Building a history of on-time payments can help build your credit.